Consumer Credit

The U.S. credit markets appear to be “over the worst of it” in terms of the impact of numerous negative patterns and trends of the past several years – the housing market, economic recession, and unemployment. As the economy recovers, providers are faced with the challenge of rebuilding their consumer credit relationships. Phoenix Synergistics surveys examine the full spectrum of installment and revolving consumer credit products from mortgages and home equity credit to auto loans, student loans, and new alternatives such as crowdfunding. Since the year 2000, SYNERGISTICS Home Equity Lending Monitor has been the industry standard for insights into this important segment of the consumer credit market.